Kit Alexander

Hi, I’m Kit—a regular guy who got tired of guessing whether I could afford lunch with my family. I still remember standing in the mall, wondering if we had enough money to eat out. That moment changed everything.
I started budgeting with just a pen and paper. The relief was instant. No more hoping the bills would get paid—just clarity and control. What began as a necessity quickly became a passion. I tried every budgeting app I could find, but none gave me what I needed: simplicity, visibility, and full control. No ads. No clutter. Just a clear picture of my money.
So I built my own spreadsheet. Over the years, I’ve refined it into what I believe is the best budget tool out there—designed for real life, not just theory. It tracks spending, credit card balances, savings goals, and more—all in one place.
I’m not a financial guru. I’m someone who’s been in the same shoes as the people I want to help—wondering if there’s enough, hoping things will work out. That’s why I built this tool with a relatable perspective and a focus on simplicity. Budgeting changed my life. It gave me peace of mind, empowered me to plan for the future, and helped me treat my family without second-guessing.
Now, I’m sharing the tool that helped me — so you can stop guessing and start thriving.

I believe the key to living debt-free and comfortably is managing the money you already have. No matter your salary, it’s possible to feel broke, stressed, or stuck—especially without a plan. Budgeting helps you stay within your means, make intentional choices, and finally feel in control.
You don’t need a raise to start thriving—you need a system that works.
My goal is to help everyday people take control of their money and take control of their lives. Whether you’re just starting out, living paycheck to paycheck, or saving for something big, this spreadsheet is built for you. It’s simple, powerful, and designed to meet you where you are.

If you're ready to stop guessing and start thriving, I invite you to explore the spreadsheet, read the journal, and take control of your money- on your terms.